What is Alternative Financing? Alternative Financing started gaining momentum in the capital markets crunch after the Great Recession. However, these models-such as Mezzanine Financing, EB-5 capital and of course, crowdfunding-are coming into their own. Crowdfunding officially qualifies as a bona...
Learn how you don’t have to deplete your cash reserves Purchase order financing (or PO Funding) is a short term commercial finance option that provides capital to pay suppliers so a company doesn’t have to deplete cash reserves. Here is...
How to Finance your Business by Private Placement After you made the market research and process of opening your business. The first important step is the need for a cash infusion to jumpstart sales, expand or continue to sustain growth....
Merchant Services – In its most specific use, it usually refers to the service that enables a business to accept a transaction payment through some secure (encrypted) channel by use of the customer’s credit card or debit card or NFC/RFID...
The Purpose of Preparing a Business Plan to Apply for a Small Business Loan Writing your Business Plan Provides a clear picture and purpose of your business. It tells the lender the story of your business. It provides facts, market...
An unsecured loan is one that is obtained without the use of property as collateral for the loan. This type of loan is issued and supported only by the borrower’s creditworthiness. Obtaining an unsecured business line of credit can be...
The purpose of this article is to shed some light on how a bank evaluates a loan request from a potential borrower. But, before we get there, let’s have a quick review of how a bank works and who...
Common questions and answers about Factoring (Also known as “accounts receivable financing”). Factoring Overview Factoring is a transaction in which a business sells its account receivables, or invoices, to a third party commercial financial company, also known as a “factor”....
The Health Care Industry is the largest industry in the United States. With total expenditures increasing during the last 5 years and exceeding $2 Trillion, the industry is expected to continue to outpace GDP growth for the foreseeable future. Each...
Many small, medium and large companies are having a tough time getting immediate funding to satisfy unexpected cash constraint and operational needs. Cash flow and working capital continue to be the bread and butter of many organizations nationwide. The Banking...